Is It Better to Rent or Buy a House?

Is It Better to Rent or Buy a House? Credit Report by John Ulzheimer Share Share Email During the recession, home ownership went from being the “American Dream” to the American Nightmare especially for those who lost their jobs and/or their homes. More Americans continued to rent, became renters because they lost their home, or […]

Direct to Creditor Disputes Are Better

Direct to Creditor Disputes Are Better Credit Report by Steve Reger Share Share Email Eliminating credit bureau disputes by empowering consumers & credit restoration to directly engage creditors – all through the power of SmartCredit’s patented Action Buttons. – SmartCredit Mission Statement Consumers have been trained for decades to review their credit reports for accuracy. […]

Is a Short Sale Better For My Credit Than a Foreclosure?

Is a Short Sale Better For My Credit Than a Foreclosure? Credit Report by John Ulzheimer Share Share Email The following question was sent to me by a Facebook friend.  I get this question once or twice a month. If you have any credit related questions please feel free to send them to me via […]

Are We Better Off With the CARD Act, or Not?

Are We Better Off With the CARD Act, or Not? Civil Penalty by John Ulzheimer Share Share Email Between 2007 and 2009 most of the large credit card issuers were changing the terms of some of their customer’s accounts.  The reason they did so was because of a general lack of comfort for credit risk […]