Going from good to great credit
Going from good to great credit Credit Report by David B. Coulter Share Share Email “How do I go from good to great credit?” This is a common question from those with a 700+ credit score and can’t figure out how to improve it. To go from good to great credit, you need to understand […]
How Can I Get A Collection Removed From My Credit Reports?
How Can I Get A Collection Removed From My Credit Reports? Credit Monitoring by John Ulzheimer Share Share Email First, how did the collection get there in the first place? After a lender has made many attempts to get you to pay a bill that is past due and has not been successful, they may […]
Why Am I Getting Calls From a Collection Agency?
Why Am I Getting Calls From a Collection Agency? Civil Penalty by John Ulzheimer Share Share Email Q: John, I started getting phone calls last week from a company called “name withheld.” They told me that they’re a collection company and that they are collecting a debt that I owed years ago to a credit […]
Payday Lenders Get Warning From CFPB Regarding How They Treat Servicemembers
Payday Lenders Get Warning From CFPB Regarding How They Treat Servicemembers Auto Loans by John Ulzheimer Share Share Email Payday loans are among the most expensive forms of credit available in the U.S. Unfortunately military members often take advantage of these short term, high interest loans that, when annualized, can easily run well over 100%. […]
How To Remove Late Payments From Your Credit Reports
How To Remove Late Payments From Your Credit Reports Credit for Beginners by David B. Coulter Share Share Email It can be done! Nobody’s perfect. In the case of late payments on your credit file, that minor imperfection can arise from past mistakes that you legitimately made, or it can manifest as a result of […]
Why is My Spouse’s Credit Score Different From Mine?
Why is My Spouse’s Credit Score Different From Mine? Credit Cards by John Ulzheimer Share Share Email It’s one of the most common credit reporting and scoring myths…the one that suggests spouses have joint credit reports and share a credit score. This is, of course, untrue. Unless both you and your spouse’s names are listed […]