FICO vs. VantageScore: A Look at the Different Types of Credit Scores

FICO vs. VantageScore: A Look at the Different Types of Credit Scores Credit Monitoring by David B. Coulter Share Share Email The US lives by two credit scoring models — FICO and VantageScore. The latter was created in 2006 by Experian, Equifax, and TransUnion, the three major credit reporting bureaus. FICO, created by the analytics […]

How Different Types of Bank Accounts Affects Your Credit Score

How Different Types of Bank Accounts Affects Your Credit Score Credit for Beginners by David B. Coulter Share Share Email Most people know that opening a new credit card account or applying for a mortgage affects their credit score. But did you know that, while it’s rare and situational, opening and closing other accounts — […]