FICO vs. VantageScore: A Look at the Different Types of Credit Scores

FICO vs. VantageScore: A Look at the Different Types of Credit Scores Credit Monitoring by David B. Coulter Share Share Email The US lives by two credit scoring models — FICO and VantageScore. The latter was created in 2006 by Experian, Equifax, and TransUnion, the three major credit reporting bureaus. FICO, created by the analytics […]

Do FICO or VantageScore Sell Scores to Lenders?

Do FICO or VantageScore Sell Scores to Lenders? Civil Penalty by John Ulzheimer Share Share Email FICO is the company that invented credit scores.  VantageScore Solutions builds the VantageScore credit score, which is sold by all three credit bureaus (as are FICO’s scores)  Since FICO invented them and VantageScore also builds them you might think […]

VantageScore Solutions Announces VantageScore 3.0, and it’s got some pretty cool stuff!!

VantageScore Solutions Announces VantageScore 3.0, and it’s got some pretty cool stuff!! Credit Monitoring by John Ulzheimer Share Share Email Today VantageScore Solutions announced the release of the 3rd generation of their credit bureau based risk scoring model, the VantageScore Score.  Experian, one of the three credit reporting agencies that sells the VantageScore score has already announced […]