What is the Catch to a No Interest Credit Card?
What is the Catch to a No Interest Credit Card? Uncategorized by John Ulzheimer Share Share Email Credit card issuers are sending out more credit card offers and a common offer is for the a no-interest credit card. The no interest period time frame is usually between 6 months and one year. Just because the […]
What Credit Card Balance Will Show Up On My Credit Report?
What Credit Card Balance Will Show Up On My Credit Report? Credit Cards by John Ulzheimer Share Share Email Q: John, I was reading a couple of your articles and I have a question.I just opened a credit card with a pretty low credit limit, $2,000. I know I need low credit card utilization or […]
What Happens When I Refinance My Mortgage Loan?
What Happens When I Refinance My Mortgage Loan? Credit Cards by John Ulzheimer Share Share Email Think about what’s involved in refinancing your mortgage? It is just about the same as when you applied for the original mortgage. You still have to be able to qualify based on your current financial situation and most lenders […]
Peer-to-Peer Lending: What It Is and How It Works
Peer-to-Peer Lending: What It Is and How It Works Credit Report by Maria Shahid Share Share Email Merriam’s defines peer as a “one that is of equal standing with another.” You aren’t on equal standing with a bank or credit union if you want a loan, but you are on a reasonably equal standing when […]
What is a Good Credit Score?
What is a Good Credit Score? Credit for Beginners by David B. Coulter Share Share Email A good credit score is a credit score of 700 or higher. Your credit score is one of the most crucial elements affecting your economic potential. Whether you’re just starting your financial journey, looking to apply for a loan, […]
Fed’s Rate Cut: What it Means for Your Wallet
Fed’s Rate Cut: What it Means for Your Wallet Personal Finance by Staff Writer Share Share Email When it comes to your wallet, you don’t want to wait around to find out what happens… The Federal Reserve recently announced its first interest rate cut since 2020, lowering the benchmark rate by half a percentage point. […]
What is Your Identity Worth?
What is Your Identity Worth? Bankruptcy by David B. Coulter Share Share Email You. Taking charge of your financial life begins with knowing your net worth. Of course, the higher that value, the better off you are. The straight forward way of calculating your net worth is the sum of your assets minus the total […]
What to Do If You Are a Victim of Identity Theft
What to Do If You Are a Victim of Identity Theft Credit Monitoring by David B. Coulter Share Share Email Fraud and identity theft are at an all-time high, thanks to the pandemic. Fraud linked to the COVID pandemic has cost Americans $382 million, according to the Federal Trade Commission. As of March 2021, more […]
What is Identity Theft Insurance?
What is Identity Theft Insurance? Credit Monitoring by Maria Shahid Share Share Email It’s evident that many people are going through financial hardships as cases continue to rise during these unprecedented times. Due to the rising cases, many aspects of our daily lives continue to be online whether it’s working, having a meeting or ordering […]
Monitoring Your Credit: What To Do if Your Info Is Exposed in a Data Breach
Monitoring Your Credit: What To Do if Your Info Is Exposed in a Data Breach Credit Monitoring by David B. Coulter Share Share Email Hopefully, you’ll never have to ask what to do if your info is exposed in a data breach, but in today’s digital age, data breaches have become all too common. Cyberattacks […]